Age-Based Retirement Rules
Retirement account eligibility is strictly governed by age. From the 'Age-55 Rule' to RMDs at 73, these guides explain how your birthday affects your rollover options, penalties, and taxes.
🗓Rules for Before Age 59½
Age Before 59½: 401(k)
How your 401(k) rollover is affected once you reach before age 59½.
View Guide →Age Before 59½: 403(b)
How your 403(b) rollover is affected once you reach before age 59½.
View Guide →Age Before 59½: 457(b)
How your 457(b) rollover is affected once you reach before age 59½.
View Guide →Age Before 59½: TSP
How your TSP rollover is affected once you reach before age 59½.
View Guide →Age Before 59½: Traditional IRA
How your Traditional IRA rollover is affected once you reach before age 59½.
View Guide →Age Before 59½: Roth IRA
How your Roth IRA rollover is affected once you reach before age 59½.
View Guide →Age Before 59½: SEP IRA
How your SEP IRA rollover is affected once you reach before age 59½.
View Guide →Age Before 59½: SIMPLE IRA
How your SIMPLE IRA rollover is affected once you reach before age 59½.
View Guide →Age Before 59½: Pension Plan
How your Pension Plan rollover is affected once you reach before age 59½.
View Guide →🗓Rules for After Age 59½
Age After 59½: 401(k)
How your 401(k) rollover is affected once you reach after age 59½.
View Guide →Age After 59½: 403(b)
How your 403(b) rollover is affected once you reach after age 59½.
View Guide →Age After 59½: 457(b)
How your 457(b) rollover is affected once you reach after age 59½.
View Guide →Age After 59½: TSP
How your TSP rollover is affected once you reach after age 59½.
View Guide →Age After 59½: Traditional IRA
How your Traditional IRA rollover is affected once you reach after age 59½.
View Guide →Age After 59½: Roth IRA
How your Roth IRA rollover is affected once you reach after age 59½.
View Guide →Age After 59½: SEP IRA
How your SEP IRA rollover is affected once you reach after age 59½.
View Guide →Age After 59½: SIMPLE IRA
How your SIMPLE IRA rollover is affected once you reach after age 59½.
View Guide →Age After 59½: Pension Plan
How your Pension Plan rollover is affected once you reach after age 59½.
View Guide →🗓Rules for After Age 72
Age After 72: 401(k)
How your 401(k) rollover is affected once you reach after age 72.
View Guide →Age After 72: 403(b)
How your 403(b) rollover is affected once you reach after age 72.
View Guide →Age After 72: 457(b)
How your 457(b) rollover is affected once you reach after age 72.
View Guide →Age After 72: TSP
How your TSP rollover is affected once you reach after age 72.
View Guide →Age After 72: Traditional IRA
How your Traditional IRA rollover is affected once you reach after age 72.
View Guide →Age After 72: Roth IRA
How your Roth IRA rollover is affected once you reach after age 72.
View Guide →Age After 72: SEP IRA
How your SEP IRA rollover is affected once you reach after age 72.
View Guide →Age After 72: SIMPLE IRA
How your SIMPLE IRA rollover is affected once you reach after age 72.
View Guide →Age After 72: Pension Plan
How your Pension Plan rollover is affected once you reach after age 72.
View Guide →🗓Rules for After Age 73
Age After 73: 401(k)
How your 401(k) rollover is affected once you reach after age 73.
View Guide →Age After 73: 403(b)
How your 403(b) rollover is affected once you reach after age 73.
View Guide →Age After 73: 457(b)
How your 457(b) rollover is affected once you reach after age 73.
View Guide →Age After 73: TSP
How your TSP rollover is affected once you reach after age 73.
View Guide →Age After 73: Traditional IRA
How your Traditional IRA rollover is affected once you reach after age 73.
View Guide →Age After 73: Roth IRA
How your Roth IRA rollover is affected once you reach after age 73.
View Guide →Age After 73: SEP IRA
How your SEP IRA rollover is affected once you reach after age 73.
View Guide →Age After 73: SIMPLE IRA
How your SIMPLE IRA rollover is affected once you reach after age 73.
View Guide →Age After 73: Pension Plan
How your Pension Plan rollover is affected once you reach after age 73.
View Guide →