🏦

Self-Directed IRA Roll‑Overs

While regular IRAs are restricted to stocks and bonds, the 1974 ERISA laws created the Self-Directed IRA structure—empowering retirement portfolios with non-traditional investments like Real Estate, Cryptocurrency, and Private Equity. Select your source account and target asset below to review all IRC 4975 compliance and custody rules.

5SDIRA Asset Classes

Loss of AccountProhibited Tx Risk

IRC Section 408Regulatory Control

🏠Real Estate IRAs

401(k) into Real Estate

IRS rules and prohibited transactions for rolling a 401(k) into a Real Estate SDIRA.

403(b) into Real Estate

IRS rules and prohibited transactions for rolling a 403(b) into a Real Estate SDIRA.

457(b) into Real Estate

IRS rules and prohibited transactions for rolling a 457(b) into a Real Estate SDIRA.

TSP into Real Estate

IRS rules and prohibited transactions for rolling a TSP into a Real Estate SDIRA.

Traditional IRA into Real Estate

IRS rules and prohibited transactions for rolling a Traditional IRA into a Real Estate SDIRA.

Roth IRA into Real Estate

IRS rules and prohibited transactions for rolling a Roth IRA into a Real Estate SDIRA.

SEP IRA into Real Estate

IRS rules and prohibited transactions for rolling a SEP IRA into a Real Estate SDIRA.

SIMPLE IRA into Real Estate

IRS rules and prohibited transactions for rolling a SIMPLE IRA into a Real Estate SDIRA.

Pension Plan into Real Estate

IRS rules and prohibited transactions for rolling a Pension Plan into a Real Estate SDIRA.

₿Cryptocurrency IRAs

401(k) into Cryptocurrency

IRS rules and prohibited transactions for rolling a 401(k) into a Cryptocurrency SDIRA.

403(b) into Cryptocurrency

IRS rules and prohibited transactions for rolling a 403(b) into a Cryptocurrency SDIRA.

457(b) into Cryptocurrency

IRS rules and prohibited transactions for rolling a 457(b) into a Cryptocurrency SDIRA.

TSP into Cryptocurrency

IRS rules and prohibited transactions for rolling a TSP into a Cryptocurrency SDIRA.

Traditional IRA into Cryptocurrency

IRS rules and prohibited transactions for rolling a Traditional IRA into a Cryptocurrency SDIRA.

Roth IRA into Cryptocurrency

IRS rules and prohibited transactions for rolling a Roth IRA into a Cryptocurrency SDIRA.

SEP IRA into Cryptocurrency

IRS rules and prohibited transactions for rolling a SEP IRA into a Cryptocurrency SDIRA.

SIMPLE IRA into Cryptocurrency

IRS rules and prohibited transactions for rolling a SIMPLE IRA into a Cryptocurrency SDIRA.

Pension Plan into Cryptocurrency

IRS rules and prohibited transactions for rolling a Pension Plan into a Cryptocurrency SDIRA.

📈Private Equity IRAs

401(k) into Private Equity

IRS rules and prohibited transactions for rolling a 401(k) into a Private Equity SDIRA.

403(b) into Private Equity

IRS rules and prohibited transactions for rolling a 403(b) into a Private Equity SDIRA.

457(b) into Private Equity

IRS rules and prohibited transactions for rolling a 457(b) into a Private Equity SDIRA.

TSP into Private Equity

IRS rules and prohibited transactions for rolling a TSP into a Private Equity SDIRA.

Traditional IRA into Private Equity

IRS rules and prohibited transactions for rolling a Traditional IRA into a Private Equity SDIRA.

Roth IRA into Private Equity

IRS rules and prohibited transactions for rolling a Roth IRA into a Private Equity SDIRA.

SEP IRA into Private Equity

IRS rules and prohibited transactions for rolling a SEP IRA into a Private Equity SDIRA.

SIMPLE IRA into Private Equity

IRS rules and prohibited transactions for rolling a SIMPLE IRA into a Private Equity SDIRA.

Pension Plan into Private Equity

IRS rules and prohibited transactions for rolling a Pension Plan into a Private Equity SDIRA.

💰Private Lending IRAs

401(k) into Private Lending

IRS rules and prohibited transactions for rolling a 401(k) into a Private Lending SDIRA.

403(b) into Private Lending

IRS rules and prohibited transactions for rolling a 403(b) into a Private Lending SDIRA.

457(b) into Private Lending

IRS rules and prohibited transactions for rolling a 457(b) into a Private Lending SDIRA.

TSP into Private Lending

IRS rules and prohibited transactions for rolling a TSP into a Private Lending SDIRA.

Traditional IRA into Private Lending

IRS rules and prohibited transactions for rolling a Traditional IRA into a Private Lending SDIRA.

Roth IRA into Private Lending

IRS rules and prohibited transactions for rolling a Roth IRA into a Private Lending SDIRA.

SEP IRA into Private Lending

IRS rules and prohibited transactions for rolling a SEP IRA into a Private Lending SDIRA.

SIMPLE IRA into Private Lending

IRS rules and prohibited transactions for rolling a SIMPLE IRA into a Private Lending SDIRA.

Pension Plan into Private Lending

IRS rules and prohibited transactions for rolling a Pension Plan into a Private Lending SDIRA.

🪙Precious Metals IRAs

401(k) into Precious Metals

IRS rules and prohibited transactions for rolling a 401(k) into a Precious Metals SDIRA.

403(b) into Precious Metals

IRS rules and prohibited transactions for rolling a 403(b) into a Precious Metals SDIRA.

457(b) into Precious Metals

IRS rules and prohibited transactions for rolling a 457(b) into a Precious Metals SDIRA.

TSP into Precious Metals

IRS rules and prohibited transactions for rolling a TSP into a Precious Metals SDIRA.

Traditional IRA into Precious Metals

IRS rules and prohibited transactions for rolling a Traditional IRA into a Precious Metals SDIRA.

Roth IRA into Precious Metals

IRS rules and prohibited transactions for rolling a Roth IRA into a Precious Metals SDIRA.

SEP IRA into Precious Metals

IRS rules and prohibited transactions for rolling a SEP IRA into a Precious Metals SDIRA.

SIMPLE IRA into Precious Metals

IRS rules and prohibited transactions for rolling a SIMPLE IRA into a Precious Metals SDIRA.

Pension Plan into Precious Metals

IRS rules and prohibited transactions for rolling a Pension Plan into a Precious Metals SDIRA.